Wednesday, June 25, 2008

Why I Use a Loan Agent

Many of us have very busy days working, schooling and spending time with our families. When it comes to loans or refinancing why spend your time getting quotes from banks on rates that change daily and between loan companies! In my lifetime I have had mortgage loans from over 8 different banks. Why you ask? The reason is that the bank that has the good rates today is not the one that will tomorrow. Rates and incentives change on a daily basis and you will need a Loan Agent to watch out this for you!

I recently had my loan agent watching rates for over 2 years. We finally got to the lowest rate the 30 year fixed has been at and as soon as I closed the rates shot up again. This type of timing and fast execution is not possible without someone in the industry shopping the rates for you on a daily basis.

For those of you that do now have a loan agent already, I highly recommend Mya Tran with Coldwell Banker who I have been working with for over 5 years. Please feel free to contact her at (408)472-7558 or e-mail her at mya_tran@yahoo.com.

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